The 12th Future Risks Report by AXA provides a comprehensive overview of how both professionals and ordinary citizens around the world perceive the most pressing risks of the coming decade. Conducted in collaboration with more than 3,500 industry experts and over 25,000 participants from 57 nations, including Turkey, the research highlights a profound awareness of growing uncertainty across multiple sectors and societies.
Findings reveal that climate change retains its position as the most significant perceived threat for the next five to ten years. In close pursuit are critical concerns such as cybersecurity breaches, geopolitical turmoil, and the rapidly evolving risks of artificial intelligence. These issues illustrate how interconnected crises now shape the modern world, demanding smarter, collective strategies to ensure global stability.
Driven by its mission to ‘protect what matters for human progress’, AXA continues to investigate the dynamic landscape of future threats and their social implications. Over its twelve-year span, the Future Risks Report has offered insight into how environmental, technological, and demographic pressures trigger profound systemic change. More than 95% of participating experts and 93% of the general public agree that crises are not only multiplying but also growing in intensity. Still, a majority believe that well-structured mitigation policies can significantly reduce the potential damage.
This year’s analysis shows shrinking differences between major global risks: climate change, geopolitical instability, cyber threats, and societal tensions are now almost equally alarming. The data strongly suggests that the perception of overlapping global crises is deepening, demanding a more holistic and integrated approach to risk management.
Confidence in the insurance industry remains remarkably high. Both experts and the general public recognize that insurers will play a transformative role in preparing society for future challenges. According to survey findings, 89% of experts and 72% of participants view the insurance sector as a vital force in preventing and mitigating risks rather than simply responding after they occur. This perspective redefines insurance as a proactive leader in building social and economic resilience, helping communities and industries adapt more effectively to an evolving risk environment.
For those seeking detailed insights and statistical highlights, the full AXA Future Risks Report 2025 can be accessed via the following link: https://www.axasigorta.com.tr/media/t1/001/761/945/202/AXA-Gelecek-Riskler%20Raporu_2025.pdf
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