Nöbetçi Eczaneler
Ethica Insurance’s 2025 Premium Growth
According to consolidated data from the Turkish Insurance Association covering the twelve months of 2025, Ethica Sigorta AŞ achieved a 57.82% rise in total premium production compared with the prior year. The company increased its total output from 9 billion 924 million TL in 2024 to 15 billion 663 million TL by the end of 2025. With this performance level, Ethica Insurance held the 20th position in the overall non-life insurance market, representing a 1.50% market share.
Leading Segment: Land Vehicles Liability (Traffic)
The major part of the company’s portfolio was made up of the Motor Vehicle Liability segment, which includes compulsory traffic insurance. In this branch:
• Premium production amounted to 10 billion 783 million TL.
• The branch recorded a 54.2% increase over the previous year.
• Ethica ranked 13th in the market in this category.
Significant Growth in Accident and Comprehensive Insurance
Among the company’s strongest improvements in 2025 was seen in the Accident branch:
• Production rose by 109.8%, growing from 412 million TL to 865 million TL. With this growth, Ethica became the 7th largest company in this field.
• In the Motor Vehicles (Comprehensive Insurance) category, premium output increased 92.5%, reaching 1 billion 877 million TL from 974 million TL, placing the company 20th in the market.
Performance in Other Segments
Ethica Insurance’s 2025 results for other major business segments were as follows:
• Fire and Natural Disasters: Premium production reached 1 billion 118 million TL, marking 34.4% growth compared to 2024. (Industry rank: 20)
• Disease/Health: The company achieved 556 million TL in premiums, with 41.5% growth. (Industry rank: 24)
• Legal Protection: This branch generated 384 million TL in premiums, increasing by 42.6%. Ethica secured the 7th position in the sector with a 3.48% market share.
Summary Table: Ethica Insurance 2025 Key Data
Branch – 2025 Production (TL) – Change (%) – Rank
Grand Total – 15,663,467,231 – %57.8 – 20
Traffic (Liability) – 10,783,129,582 – %54.2 – 13
Comprehensive (Land Vehicles) – 1,877,098,471 – %92.5 – 20
Fire and Natural Disasters – 1,118,638,176 – %34.4 – 20
Accident – 865,669,280 – %109.8 – 7
Disease/Health – 556,154,176 – %41.5 – 24
Legal Protection – 384,273,891 – %42.6 – 7
