Aksigorta 2025 Insurance Sector Performance Report

Overview: Real Decline and Market Share Shift

According to the Turkish Insurance Association (TSB) data dated December 2025, Aksigorta ranked 9th in the overall sector ranking. The company achieved a total premium production of 35,101,021,882 TL in 2025. Compared to the 34.8 billion TL figure from 2024, this indicates a 0.66% nominal rise. However, after adjusting for inflation, Aksigorta’s premium production reflected a 23.1% real contraction. Consequently, the company’s market share narrowed from 4.16% in the previous year to 2.87%.

Branch-Based Performance

Aksigorta’s 2025 performance featured significant downsizing in motor insurance (Comprehensive and Traffic) while experiencing growth in the “General Losses” and “Health” segments.

1. Controlled Shrinkage in Motor Insurance

The major reason for the overall contraction stemmed from the sharp decline in motor-related branches.

Motor Vehicle Liability (Traffic): The firm dropped to the 20th place in this field. Premium production decreased from 8.4 billion TL in 2024 to 4.7 billion TL in 2025, marking a 43.9% nominal and 57.1% real decline.

Motor Vehicles (Comprehensive): A similar pattern surfaced in comprehensive coverage, where production totaled 3.3 billion TL, falling 39.8% nominally and 54% in real terms. The market share in this area fell from 4.89% to 2.24%.

2. Notable Growth in General Losses

Unlike the contraction in auto insurance, Aksigorta exhibited above-average progress in the “General Losses” category.

The company ranked fifth in this branch, attaining 5.65 billion TL in production, an increase of 101.9% nominally compared to the previous year. In real terms, the company achieved a 54.3% growth rate.

3. Industry Leadership in Financial Losses

Aksigorta continued to dominate the industry in the “Financial Losses” branch.

The company reached 1.69 billion TL in premium production in this field, maintaining a 24.5% market share, the highest within the sector. Production grew by 20% on a nominal basis.

4. Health and Fire Insurance Branches

Health: Ranking seventh in this category, the company boosted its production by 43.1% nominally to 6.22 billion TL, corresponding to 9.3% real growth.

Fire and Natural Disasters: With a production value of 10.67 billion TL, Aksigorta ranked fifth in this branch. Although it achieved 17.4% nominal growth, real production dropped by 10.3%.

Summary Table: Aksigorta 2025 Results

Total Premium Production: 35,101,021,882 TL
Ranking: 9
Market Share: 2.87%
Nominal Change: +0.66%
Real Change: -23.1%
Highest Market Share Branch: Financial Losses (24.5%)
Greatest Real Growth Branch: General Losses (+54.3%)
Largest Real Decline Branch: Traffic (-57.1%)

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