Through the third quarter of 2025, Türkiye Sigorta and Türkiye Hayat Emeklilik continued to demonstrate remarkable performance, setting new financial records in profitability and premium production. Both companies surpassed market expectations and consolidated their leadership positions in the insurance and pension sectors.
Compared with the same period of the previous year, Türkiye Sigorta grew its profitability by 49%, reaching 14.3 billion TL, while its total premium production climbed 45% to an impressive 105.1 billion TL. The company’s financial strength was driven by diversified insurance branches, strong operational discipline, and rising individual demand for coverage solutions.
Türkiye Hayat Emeklilik also reported outstanding growth with its BES fund size soaring to 416 billion TL, marking a 70% annual increase. The firm’s profitability expanded by 69%, reaching 11.4 billion TL, and life insurance premium production rose by 126% to 20.5 billion TL. Meanwhile, the company surpassed 6 million policies in circulation, reflecting the deepening insurance awareness among Turkish citizens.
Record-Breaking Profitability and Financial Strength
Collectively, the two organizations achieved a total net profit of 25.8 billion TL—a stunning 57% increase over the previous year. This figure not only exceeded their 2024 full-year net profit of 22 billion TL but also established a new record within the first nine months of 2025.
In the same period, Türkiye Sigorta expanded its total assets by 58% to 152.4 billion TL and its equity by 45% to 41.6 billion TL. Similarly, Türkiye Hayat Emeklilik increased its total assets by 56% to 467.2 billion TL and boosted its equity by 49% to 27.3 billion TL. These numbers emphasize both companies’ strong capital base and sustainable revenue generation capacity.
Commitment to Accessibility and Customer Value
General Manager Taha Çakmak underlined that expanding access to insurance products remains their core mission. “Our vision is to make insurance easier to reach and more affordable for every individual,” he stated. He highlighted that the company consistently outperformed industry averages in premium production, outpacing its nearest competitor by 26.5 billion TL in non-life insurance premiums.
Çakmak emphasized that one out of every four fire insurance policies in Turkey is currently under Türkiye Sigorta’s protection, showcasing their prominent market presence. In addition, the customer portfolio in health and motor insurance continues to grow — as of September 30, the company achieved 1 million active car insurance and over 1 million health insurance policyholders.
Innovative Payment and Service Solutions
To enhance financial inclusion, Türkiye Sigorta launched a campaign offering 10 installments at cash price for traffic insurance and 12 installments at cash price for comprehensive and health insurance products. This promotion, running until the end of 2025, aims to help citizens maintain protection while benefiting from flexible payment terms. Çakmak noted that this initiative represents not only a financial advantage but also a social responsibility effort to simplify customers’ lives.
Enhancing customer experience through technological innovation remains another major focus. At Türkiye Sigorta, 100% original parts are guaranteed for insured vehicles during claim processes — a first in the industry. The company finalizes 90% of repair approvals within five days and completes 55% of repairs within the first 30 days. In health insurance, AI-driven claim systems evaluate 87% of requests within 5 seconds and the rest in an average of 4 minutes and 38 seconds, ensuring rapid service for policyholders nationwide.
Leadership in Pension and Investment Returns
Discussing Türkiye Hayat Emeklilik’s success, Çakmak highlighted that the company achieved 70% growth in BES fund size, outpacing the market and reaching a new milestone of 10 billion USD in fund assets. He emphasized that this growth strengthens both the national economy and individual savings culture.
According to Çakmak, Türkiye Hayat Emeklilik stands among the top-performing companies in delivering high returns. While the sector-wide average return across BES and OKS systems was 39.8% in the first nine months, their company achieved 43.6%, rewarding participants with superior performance. The brand continues to diversify its portfolio, offering investment options ranging from stocks and gold to lease certificates, agriculture, and food funds, ensuring both stability and innovation for participants’ future savings.
By blending financial soundness with social inclusion strategies, Türkiye Sigorta and Türkiye Hayat Emeklilik reaffirm their position as the leading forces in Turkey’s insurance and pension sectors, shaping a more secure and prosperous financial landscape for millions.
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